{"id":57,"date":"2026-07-06T09:24:44","date_gmt":"2026-07-06T09:24:44","guid":{"rendered":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/qs-al-baqarah-283\/"},"modified":"2026-07-06T09:24:54","modified_gmt":"2026-07-06T09:24:54","slug":"qs-al-baqarah-283","status":"publish","type":"post","link":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/qs-al-baqarah-283\/","title":{"rendered":"QS. AL-BAQARAH: 283"},"content":{"rendered":"<p>&nbsp;<\/p>\n<div class=\"surah\">\n<div class=\"surah-arabic kata\">\n<div class=\"arabic\" dir=\"rtl\">\u0648\u064e\u0627\u0650\u0646\u0652 \u0643\u064f\u0646\u0652\u062a\u064f\u0645\u0652 \u0639\u064e\u0644\u0670\u0649 \u0633\u064e\u0641\u064e\u0631\u064d \u0648\u0651\u064e\u0644\u064e\u0645\u0652 \u062a\u064e\u062c\u0650\u062f\u064f\u0648\u0652\u0627 \u0643\u064e\u0627\u062a\u0650\u0628\u064b\u0627 \u0641\u064e\u0631\u0650\u0647\u0670\u0646\u064c \u0645\u0651\u064e\u0642\u0652\u0628\u064f\u0648\u0652\u0636\u064e\u0629\u064c \u06d7\u0641\u064e\u0627\u0650\u0646\u0652 \u0627\u064e\u0645\u0650\u0646\u064e \u0628\u064e\u0639\u0652\u0636\u064f\u0643\u064f\u0645\u0652 \u0628\u064e\u0639\u0652\u0636\u064b\u0627 \u0641\u064e\u0644\u0652\u064a\u064f\u0624\u064e\u062f\u0651\u0650 \u0627\u0644\u0651\u064e\u0630\u0650\u0649 \u0627\u0624\u0652\u062a\u064f\u0645\u0650\u0646\u064e \u0627\u064e\u0645\u064e\u0627\u0646\u064e\u062a\u064e\u0647\u0657 \u0648\u064e\u0644\u0652\u064a\u064e\u062a\u0651\u064e\u0642\u0650 \u0627\u0644\u0644\u0651\u0670\u0647\u064e \u0631\u064e\u0628\u0651\u064e\u0647\u0657 \u06d7 \u0648\u064e\u0644\u064e\u0627 \u062a\u064e\u0643\u0652\u062a\u064f\u0645\u064f\u0648\u0627 \u0627\u0644\u0634\u0651\u064e\u0647\u064e\u0627\u062f\u064e\u0629\u064e\u06d7 \u0648\u064e\u0645\u064e\u0646\u0652 \u064a\u0651\u064e\u0643\u0652\u062a\u064f\u0645\u0652\u0647\u064e\u0627 \u0641\u064e\u0627\u0650\u0646\u0651\u064e\u0647\u0657\u0653 \u0627\u0670\u062b\u0650\u0645\u064c \u0642\u064e\u0644\u0652\u0628\u064f\u0647\u0657 \u06d7 \u0648\u064e\u0627\u0644\u0644\u0651\u0670\u0647\u064f \u0628\u0650\u0645\u064e\u0627 \u062a\u064e\u0639\u0652\u0645\u064e\u0644\u064f\u0648\u0652\u0646\u064e \u0639\u064e\u0644\u0650\u064a\u0652\u0645\u064c \u08d6<\/div>\n<div dir=\"rtl\"><\/div>\n<\/div>\n<\/div>\n<div dir=\"ltr\">artinya:<\/div>\n<div dir=\"ltr\"><\/div>\n<div dir=\"ltr\">\n<div id=\"ayat-283\" class=\"card-surah\">\n<div class=\"surah-translate\">Jika kamu dalam perjalanan, sedangkan kamu tidak mendapatkan seorang pencatat, hendaklah ada barang jaminan yang dipegang. Akan tetapi, jika sebagian kamu memercayai sebagian yang lain, hendaklah yang dipercayai itu menunaikan amanatnya (utangnya) dan hendaklah dia bertakwa kepada Allah, Tuhannya. Janganlah kamu menyembunyikan kesaksian karena siapa yang menyembunyikannya, sesungguhnya hatinya berdosa. Allah Maha Mengetahui apa yang kamu kerjakan.<\/div>\n<\/div>\n<\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div>\n<p data-path-to-node=\"4\">Ayat ini merupakan kelanjutan dari ayat mudayanah sebelumnya, yang memberikan solusi mitigasi risiko dalam transaksi keuangan (<i data-path-to-node=\"4\" data-index-in-node=\"127\">Smart Muslim Finance<\/i>) ketika berada dalam kondisi darurat atau perjalanan (<i data-path-to-node=\"4\" data-index-in-node=\"202\">safar<\/i>). Jika pembukuan tertulis tidak memungkinkan karena ketiadaan juru tulis, Allah SWT mensyariatkan instrumen gadai (<i data-path-to-node=\"4\" data-index-in-node=\"323\">rahn<\/i>), yaitu adanya barang berharga milik debitur yang dipegang oleh kreditur sebagai jaminan kepercayaan atas utang tersebut.<\/p>\n<p data-path-to-node=\"5\">Namun, Islam juga membuka ruang fleksibilitas berbasis moralitas yang tinggi melalui asas saling percaya (<i data-path-to-node=\"5\" data-index-in-node=\"106\">amanah<\/i>). Jika kreditur meyakini integritas debitur, transaksi boleh dilakukan tanpa barang jaminan. Sebagai konsekuensinya, pihak yang dipercaya memikul tanggung jawab keimanan yang besar untuk menunaikan hak utangnya secara tepat waktu berdasarkan pilar takwa kepada Allah SWT.<\/p>\n<p data-path-to-node=\"6\">Pada bagian akhir, Allah memberikan peringatan keras terkait penegakan keadilan sosial melalui larangan menyembunyikan kesaksian. Menolak menjadi saksi atau memutarbalikkan fakta utang-piutang disebut sebagai dosa yang mengotori kesucian hati. Penutup ayat ini menegaskan pengawasan mutlak Allah atas segala gerak-gerik ekonomi manusia. Kombinasi hukum formal berupa barang jaminan dan komitmen moral berupa amanah serta kesaksian jujur dirancang untuk menjaga stabilitas finansial dan keharmonisan hubungan antar-manusia.<\/p>\n<h3 data-path-to-node=\"8\"><\/h3>\n<\/div>\n<div><\/div>\n<div><\/div>\n<div><\/div>\n<div dir=\"ltr\">\n<div id=\"ayat-283\" class=\"card-surah\">\n<div class=\"surah-options\">\n<div class=\"card card-options\">\n<div class=\"card card-body\">\n<div class=\"row\">\n<div class=\"col-6 col-sm-6 btn-groups\"><\/div>\n<div class=\"col-6 col-sm-6 d-flex justify-content-end align-items-center sosmed\">\n<div class=\"d-flex justify-content-end align-items-center sosmed-group\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div id=\"ayat-284\" class=\"card-surah\">\n<div class=\"surah\">\n<div class=\"surah-number\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div dir=\"rtl\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; \u0648\u064e\u0627\u0650\u0646\u0652 \u0643\u064f\u0646\u0652\u062a\u064f\u0645\u0652 \u0639\u064e\u0644\u0670\u0649 \u0633\u064e\u0641\u064e\u0631\u064d \u0648\u0651\u064e\u0644\u064e\u0645\u0652 \u062a\u064e\u062c\u0650\u062f\u064f\u0648\u0652\u0627 \u0643\u064e\u0627\u062a\u0650\u0628\u064b\u0627 \u0641\u064e\u0631\u0650\u0647\u0670\u0646\u064c \u0645\u0651\u064e\u0642\u0652\u0628\u064f\u0648\u0652\u0636\u064e\u0629\u064c \u06d7\u0641\u064e\u0627\u0650\u0646\u0652 \u0627\u064e\u0645\u0650\u0646\u064e \u0628\u064e\u0639\u0652\u0636\u064f\u0643\u064f\u0645\u0652 \u0628\u064e\u0639\u0652\u0636\u064b\u0627 \u0641\u064e\u0644\u0652\u064a\u064f\u0624\u064e\u062f\u0651\u0650 \u0627\u0644\u0651\u064e\u0630\u0650\u0649 \u0627\u0624\u0652\u062a\u064f\u0645\u0650\u0646\u064e \u0627\u064e\u0645\u064e\u0627\u0646\u064e\u062a\u064e\u0647\u0657 \u0648\u064e\u0644\u0652\u064a\u064e\u062a\u0651\u064e\u0642\u0650 \u0627\u0644\u0644\u0651\u0670\u0647\u064e \u0631\u064e\u0628\u0651\u064e\u0647\u0657 \u06d7 \u0648\u064e\u0644\u064e\u0627 \u062a\u064e\u0643\u0652\u062a\u064f\u0645\u064f\u0648\u0627 \u0627\u0644\u0634\u0651\u064e\u0647\u064e\u0627\u062f\u064e\u0629\u064e\u06d7 \u0648\u064e\u0645\u064e\u0646\u0652 \u064a\u0651\u064e\u0643\u0652\u062a\u064f\u0645\u0652\u0647\u064e\u0627 \u0641\u064e\u0627\u0650\u0646\u0651\u064e\u0647\u0657\u0653 \u0627\u0670\u062b\u0650\u0645\u064c \u0642\u064e\u0644\u0652\u0628\u064f\u0647\u0657 \u06d7 \u0648\u064e\u0627\u0644\u0644\u0651\u0670\u0647\u064f \u0628\u0650\u0645\u064e\u0627 \u062a\u064e\u0639\u0652\u0645\u064e\u0644\u064f\u0648\u0652\u0646\u064e \u0639\u064e\u0644\u0650\u064a\u0652\u0645\u064c \u08d6 artinya: Jika kamu dalam perjalanan, sedangkan kamu tidak mendapatkan seorang pencatat, hendaklah ada barang jaminan yang dipegang. Akan tetapi, [&hellip;]<\/p>\n","protected":false},"author":129,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20],"tags":[],"class_list":["post-57","post","type-post","status-publish","format-standard","hentry","category-qs-al-baqarah-283"],"acf":[],"_links":{"self":[{"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/posts\/57","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/users\/129"}],"replies":[{"embeddable":true,"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/comments?post=57"}],"version-history":[{"count":1,"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/posts\/57\/revisions"}],"predecessor-version":[{"id":58,"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/posts\/57\/revisions\/58"}],"wp:attachment":[{"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/media?parent=57"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/categories?post=57"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cms.alfukhair.id\/smartmuslimfinance-naiii\/wp-json\/wp\/v2\/tags?post=57"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}